French Expressions Using Temps

French Expressions Using Temps The French word le temps actually implies time or climate and is likewise utilized in numerous colloquial articulations. Figure out how to state save time, work sharing, to interruption, and more with this rundown of articulations with temps. Potential Meanings of Le Temps time (yet not when reading a clock in French)weather(grammar) action word tense(music) beat(science) stage, stage Articulations With Temps le TempsFather Timele temps daccã ¨s (computers)access timele temps dantenneairtimele temps darrã ªtpause, haltle temps astronomiquemean/galactic timele temps atomiqueatomic timele temps composã © (grammar)compound action word tensele temps de cuissoncooking timele temps diffã ©rã © (computers)batch modele temps faibleweak beat, low pointle temps fortstrong beat, high pointle temps frappã © (music)downbeatle temps de guerrewartimele temps librespare timele temps littã ©raire (grammar)literary action word tensele temps mortstoppage, injury time; calm, slack periodle temps de paixpeacetimele temps de paroleair timele temps partagã © (computers)time-sharingle temps de present (photography)exposure/esteem indexle temps de rã ©actionreaction timele temps de rã ©ponseresponse timele temps de saignement (medicine)bleeding timele temps que subjunctiveby the time (that) basic pastle temps sidã ©ralsidereal timele temps straightforward (grammar)simple action word tensele temps solai re vraiapparent/genuine sun based timele temps surcomposã © (grammar)double-compound tensele temps universeluniversal timele temps de valsewaltz timeun adverbe de temps (grammar)adverb of time, transient adverbun bon temps (sports)good time/resultle complã ©ment de temps (grammar)complement of time, fleeting complementla concordance des temps (grammar)sequence of tensesle travail temps choisiflextime, flexitimele travail temps partagã ©job sharingsaccorder un temps de rã ©flexionto give oneself chance to thinkarriver tempsto come just in timeattendre quelque tempsto hold up a whileavoir du bon tempsto live it up, to have a decent timeavoir du temps devant soito have the opportunity to spareavoir le temps (de faire)to have time (to do)se donner du bon tempsto have fun, to have a decent timeã ªtre dans les tempsto be inside as far as possible, to be on time/time, to be alright for timeã ªtre de child tempsto take care of business/lady of his/her timefaire child tempsto serve one s time (in the military/prison), to have ones dayfaire un temps de Toussaintto have dim and miserable weathermarquer un temps darrã ªtto pausemettre du temps ( faire quelque chose)to set aside effort (to do something)passer le in addition to clair de child temps rã ªverto invest the majority of ones energy daydreamingpasser child temps ( faire)to invest ones time (doing)passer tout child temps ( faire)to invest all of ones time (doing)perdre du/child temps ( faire qch)to sit around idly/burn through ones time (doing something)prendre du bon tempsto have a good time, to have a decent timeprendre le temps de faireto discover/make time to dotravailler plein temps/temps pleinto work full-timetravailler temps partielto work part-timetuer le tempsto kill time Au temps pour moi !My mistake!Avec le temps, à §a sarrangeraThings will get themselves straightened out in timeã‡a remonte la nuit des tempsThat returns to the beginning of time, Thats as old as the hillsã‡a se perd dans la nuit des tempsIts lost in the fogs of timeCela fait passer le tempsIt spends the timeCela prend trop de tempsIt takes (up) an excess of time, Its also time-consumingCest un signe des tempsIts an indication of the timesCà ©tait le bon tempsThose were the daysCe home ni le temps ni le lieu deThis is neither the time nor the spot for/toComme le temps passe ! How time flies!Depuis le temps que je te le dis ! Ive let you know regularly enough!Donnez-moi le temps deGive me brief toIl a pris child temps ! He took as much time as is needed (about it)!Il est temps deâ infinitiveIts time toIl est/serait (excellent) temps que  subjunctiveIts (high) time thatIl à ©tait temps !About time! In the scratch of time!Il faut bien passer le tempsYouve got the opportunity to take a break somehowIl faut à ªtre de child tempsYou need to move with the timesIl faut donner/laisser du temps au tempsYou need to give these things timeIl home in addition to temps deThe time for ___ is overIl home que temps deIts high time toIl ny a pas de temps perdreTheres no an ideal opportunity to loseIl y an un temps pour tout (proverb)Theres an ideal time for everythingJe me suis arrã ªtã © juste le temps deI halted sufficiently long toLa jeunesse na quun tempsYouth doesnt lastPrenez votre tempsTake your timeQuel temps fait-ilâ ? Hows the weather?Quels temps nous vivons !What times we live in!Le temps cest de largent (proverb)Time is moneyLe temps est venu deThe opportunity has arrived to, its time toLe temps home in addition to oà ¹Gone are the days whenLe temps perdu ne se rattrape jamais (proverb)Time and tide hang tight for no manLe temps presseTime is shortLes temps ont bien changà ©Times have changedLes temps sont durs !Times are hard!Vous avez tout votre tempsYou have constantly on the planet/a lot of time/all the time you need deux/trois tempsin twofold/triple time tempsin time temps perduin ones extra timeau bon vieux tempsin old fashioned daysces derniers tempslately, recentlyces temps-cithese daysces temps dernierslately, recentlycombien de tempshow much timedans lancien tempsin the bygone daysdans le bon vieux tempsin old fashioned daysdans ce temps-lat that timedans les derniers temps detowards the end ofdans un deuxiã ¨me tempssubsequentlydans les meilleurs tempsâ (sports)among the b est timesdans mon jeune tempsin my more youthful daysdans peu de tempsbefore longdans un chief tempsat first, to begin with, the first phasedans quelque tempsbefore long, in a (bit) whiledans le tempsin the days of yore, previously, formerlyde mon tempsin my dayde tout tempssince the start of timede temps autrefrom time to time, each now and thende temps en tempsfrom time to time, each now and thendepuis combien de tempsfor to what extent, for what amount of time, since whendepuis quelque tempsfor some time, its been some time sincedepuis le temps queconsidering to what extent, in all the time that, its been quite a while sincedu temps que tu y esâ (informal)while youre at iten ce temps-lat that timeen ces temps troublã ©sin these/those pained timesen deux temps, trois mouvementsâ (informal)in twofold time, rapidly, before you could state Jack Robinsonen peu de tempsin a short timeen temps et en heurein due courseen temps et lieuin proper way, at the best possible time (and place )en temps normalusually, under ordinary circumstancesen temps opportunat the fitting timeen temps ordinaireusually, under typical circumstancesen temps utilein due timeen temps vouluin due timeen un temps oã ¹at a period whenentre temps, entre-tempsmeanwhile, in the meantimehors du tempstimelessil y a lover tempsfor a long timeil y a combien de tempsâ ? to what extent ago?les jeunes de notre tempsyoung individuals todayun moteur 4 temps4-stroke engineun ordinateur exploitã © en temps rã ©elreal-time computerpar les temps qui courentthese days, nowadayspar temps clairon a crisp morning, in clear weatherpendant ce temps(- l)meanwhile, in the meantimepeu de temps avant/aprã ¨sshortly previously/afterla plupart de child tempsmost of ones timela plupart du tempsmost of the timepour un tempsfor a whileles premiers tempsat first, in the beginningtout le tempsall the time

Communication in business Essay Example | Topics and Well Written Essays - 1750 words

Correspondence in business - Essay Example on of the privilege to aggregate bargaining’ (UN Global Compact, work); the above guideline depends on the ‘ILO Declaration on Fundamental Principles and Rights at Work’ (UN Global Compact, work). The other standard tended to in this letter is the ninth Principle: ‘businesses ought to support the turn of events and dissemination of earth cordial technologies’ (UN Global Compact, condition); this rule depends on the Rio Declaration on Environment and Development (UN Global Compact, condition). Both these standards ought to be improved over the association. The firm’s existing practices as to work and condition could be summed up as follows: ‘a) consistent improvement of the preparation programs gave to its representatives, b) advancement of honesty over the association, c) accentuation on the self-improvement of representatives, d) advancement of development †urging representatives to chip away at imaginative projects’ (General Electric, Careers, 2010). Our proposals as to the arrangement of the firm’s rehearses with the UN Global Compact spotlight on the accompanying issues: a) ramifications of these strategies for the business, b) the positive and negative of the business as additionally of different associations on comparable practices, c) the dangers of these approaches for the firm’s partners. Under these terms, we propose that the accompanying measures ought to be taken all together for the standards of UN Global Compact †as portrayed above †to be effectively actualized in the Local Network: I. Current type of aggregate bartering utilized over the association ought to be rebuilt; accentuation ought to be given to the improvement of HR the executives arrangements that would concentrate on the requirements of every representative †alluding to an individualized HRM-based methodology (Edwards 2004, 7338); additionally, ‘gaining a haggling advantage over unions’ (Klasa et al. 2009, 421) should turn into a need among the firm’s HR approaches; the firm’s existing HR

Employment Miracle

Employment Miracle Are you having trouble finding a job? Dont give up!  Gabriel graduated but couldnt find a job for over a year. Follow his story below to find out what valuable advices he received from his mother and what miracles he received.  Gabriel left his seat and walked the length of his room pondering over what to do about his unemployment status. He’s been at home now for a year after graduating last February and has not been able to apply for the many job vacancies he had come across because their requirements were rather too high.He has no work experience yet but a majority of the adverts demanded a minimum of 3 years. ‘Will I ever gain employment?’ was a disturbing question hidden down within his soul. He’s been studying an advert for a ‘customer service officer’ at a telecom company but the job specification was bizarre; ‘5 years work experience; 35 to 45 age range; masters is an added advantage’ and so on.He had managed part of his father’s business while he was still alive and was quite good at helping out confused customers to access the services they needed. How was he going to communicate that in his cover letter as work experience? He’s 24 and only has a first degree. Different thoughts ran through his mind prompting him to tell lies. Returning to his seat, he was going to fabricate lies as advised by a colleague to construct a cover letter that would meet all the requirement, but just when he was going to press the keyboard, his conscience smote him, reminding him that the biblical Joseph did not refuse to yield to Potiphar’s wife because he respected her husband rather because he feared to sin against God.As he sat reading through other job adverts, his mother walked in. “Hey baby, you look depressed” she said, pulling a seat next to him. “Gab, never give up; don’t you ever stop applying; keep on at it until there be no more adverts. Only yield not to temptation for I can say assuredly that just as Mordecia was remembered by t he King, even so will God put in the heart of an employer to remember you.”“Mum, I found a vacancy that suits my experience but the academic qualification and years of experience demanded are too high.”“No baby, they ain’t high; it’s a thing of the mind. Change your mind set. You know what? Applying for such positions give employers the impression that one is courageous and that’s a plus in itself. It tells them you would dare to take on herculean tasks. So go ahead and apply. Never go for job offers that meet all your qualifications for such are low paying, less innovative nor satisfying rather, go for the big fish.”After much encouragement, Gabriel applied for the position and three weeks later while he washed his mother’s car, his phone vibrated when a text message found it.“Hello Gabriel? You are being invited for an interview for the position you applied for at ADSE telecommunications this Thursday. Check your email for more info but please confirm you will be coming.”On reading that, he developed mixed feelings. This is the first time he’s been invited for an interview but then when he thought of his chances, his heart died. Ceasing from washing, he went inside to show his mum the text.“Baby, I can read your mind; the fears, doubts, anxiety etc but all that are not necessary. Guess what your first step should be?”“I don’t know, mum.”“Confirm that you will be there,” she said looking into his eyes.“Mum!!!”“You heard me, baby. Reply the text straight away.”Letting out a deep breath, Gabriel replied the text. “What’s next mum?”“God, that all. You’ve done your part, full stop. Go read around the duties of a customer care manager and leave Him with the rest.”On getting to the venue three days after, he realized that he was the only interviewee not gorgeously dressed. Seeing the multitude that showed up for the interview, his heart began to race. Not long after he sat down, a lass walked up to him.“Pl ease, can I help you?”“I came for the interview.”“Are you sure? You’re not putting on a suit,” she asked.Shocked by the question, “I don’t have one,” he managed to say.“Hmmm, let’s hope you don’t get turned back by the panelists,” she said wearing a sardonic smile. Gabriel’s frustrations grew worst but then his mother’s faith in him was quite comforting. Looking through the crowd, his eyes met with those of a lad who approached him. Taking a seat next to him, “did you come with a letter?”“What letter?”“A note from an influential person; a politician, governor or minister to support your candidacy?”“I don’t know any.”“That’s rather strange; you don’t come for such interviews without a letter from the crème de la crème.”Just as fear was going to envelop his heart, he remembered his mother’s words, God keeps away flies from the tailless cow.Observing the file that the young man held in his hand, “what did you bring with you? ” Opening his folder, “I came with the best of everything I could lay my hands on. My masters degree certificate, PhD certificate; scholarship award certificates and those of the volunteering and short courses I have undertaken. Lastly, a letter from a senator who happens to be a family friend.”On hearing that, Gabriel excused himself and went to the gents. Staring at his image in the mirror, he held his thin file against his chest. Remembering the Lord’s words, he whispered a word of prayer daring to trust in His everlasting arms.“Gabriel Matthews,” a clerk came out to call. On entering the room, Gabriel found a set of mean looking men and women that formed the panel.“Take your seat, please,” a lady asked him looking through a set of thick bottles hanging loose over her eyes. After the introduction, she threw in the first question. Gabriel was white, not sure where in the world to find the answers. The second question did not leave him any better. Next, the panelist s began to laugh, “are you here for the interview?”Pulling him together after being knocked off, he managed to nod, “yes.”As their eyeballs searched his body length, he was reminded that they were checking out on his dressing. “Weren’t you thought to borrow or steal or buy a cheap suit and tie when going for an interview?”Not sure he knew what next to do, “excuse me Sirs and Mas, can I ask for a 5 minutes break?”“Why?”“I want to have a short prayer.”On hearing that, they bursted to laughter. “You think that would help? You should have fasted for forty days and nights before coming but anywhere, permission granted.”Gabriel hurried to the gents again and staring at himself in the mirror, he wept. Perceiving that an explanation for his red eyes could be demanded, he quickly washed his face and brought out from his pocket, a Gideon bible, searching the psalms. The young lion do lack and suffer hunger but they that seek the Lord shall not want any good thing .Closing it, he whispered a word of prayer and returned to the room. On seeing him, the panelists resumed their laughter but just as they were going to throw him another question, an elderly man walked in.“Hello everyone,” he greeted as he took his seat. “I’m sorry for joining this late. I had lots of things to sort out at home.”“It’s ok sir,” the panelists echoed; a gesture that made Gabriel suspect he probably was the CEO of the company.“How many persons have been interviewed already?”“Six, sir.”“That’s fine. Guess what? Barca caned Bayer Leverkusen yesterday. I’m so happy.”“Boss, you and football,” a male panelist teased him.“Oh, what’s life without the game,” the CEO replied laughing. “I’m sure this gentleman is a Barca fan, ain’t you?” He asked looking at Gabriel. Responding to the question, Gabriel nodded.“I knew it. So how many goals did Lionel Messi score?”“Five.”“Brilliant, you must be smart. These are the kind of persons we need in this company. You can go now,” he told Gabriel who left the room not sure if he was in a trance.Two days later, Gabriel received a text asking him to resume work in 2 weeks time. Reading the message, he ran to show his mother who on reading for herself embraced him.“Mum, I can’t believe this. What’s the place of football in a customer care manager’s interview?”“Baby, God doesn’t look far nor does he use strange things to bless us rather, he uses what we already have or know to give us what we want. If he could make an ass speak so as to save Balaam’s life, how much more using football. It can be that simple when God is in it.”Author:  Ifeanyichukwu Special thanks to Ifeanyichukwu for writing this story for AcademicTips.org!

Sustainable Fashion - 1324 Words

Sustainable Fashion: A Growing Need For Eco-Friendly Clothing Abstract Every consumer is probably aware that the products they purchase have some kind of effect on the environment. However, the average person does not know that the textile and clothing manufacturing industry has one of the greatest. Sustainable fashion is part of a growing design philosophy which some brands and designers are taking into consideration. The goal of this trend is to create textiles and garments in terms of an environmental responsibility. There are many ways that this can be achieved, but there are many key factors that every consumer should be aware of. Sustainable Fashion: A†¦show more content†¦As of right now only a small percentage of wool is produced organically, but the interest is strongly growing. Another great concern of wool manufacturing is the intensive use of water, energy and chemicals used to clean the greasy wool fiber. Wool required hot water to process and the cleaning produces a grease sludge that contains a high pollution index. An organic solvent would be a more appropriate approach in cleaning raw wool because it can be reclaimed and recycled (Kadolph, 2010). Artificial, manmade fibers also take on toll on the environment. Synthetics like nylon and polyester are produced from petrochemicals and are non-biodegradable. Petroleum based products are very detrimental to the environment. The production of nylon creates nitrous oxide which is a greenhouse gas that is 310 times more potent then carbon dioxide (Challa, 2012). The production of these synthetics also uses vast amounts of water and energy. Rayon is an artificial fiber made from wood pulp, which may seem more environmentally friendly, but still has negative effect on the environment. Even though rayon is created from a natural substance, it is still treated with harmful chemicals such as caustic soda and sulfuric acid. 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Among them, some of the art students who want to venture intoRead MoreThe Technological Side Of Fashion2188 Words   |  9 Pagesimpacted on the way that people lived their lives. Until this very day aspects of society are continuously changing especially in the world of fashion. The fashion industry is constantly evolving especially both technological and economical aspects. The technological side of fashion has emerged greatly with technology like 3D printers becoming common for fashion brands to use when creating new garments. For example during the winter of 2015 the high street brand Topshop collaborated with Wonderluk, a

Smartphone Industry Financial Analysis - 3204 Words

A Financial Analysis of the Smartphone Industry Maria Thompson Jared Fowler John Froman Michael Collingsworth Emily Barnes Emily Pounders Robert Crittenden The University of North Alabama September 23, 2011 A Financial Analysis of the Smartphone Industry The industry of Smartphones is rapidly growing. Through our analysis, we have seen companies that have taken advantage of this rapid growth and some that have only experienced moderate growth. Through comparative analysis of financial statements, such as the income statement and balance sheet and the use of various ratios, we have analyzed the difference between seven companies in the smartphone industry. Upon close look at certain growth trends and common size ratio†¦show more content†¦In this same year, Alcatel reported an operating income loss of $409.49 million. This is significantly better than the loss of $7,474.58 million they reported at the end of 2008. Alcatel has reported losses in operating income for four out of five years which resulted in Alcatel’s operating income growth being negative as well. Motorola has also had consistent poor operating income growth with a negative four out of the five years. Nokia, Motorola, Hewlett-Packard, and Dell, all had operating margins in the single digits, from 4.00% to 9.00%. Research in Motion had a 23.29% margin. Research in Motion actually had a better operating margin than Apple for three of the past five years. Research in Motion could be using a cost cutting strategy to be able to compete in the market. Most of these companies were in other aspects of the electronics industry before venturing into the Smartphone segment. As a result, their marketing division hasn’t caught up the marketing exposure that Apple has. Net Income Growth The Net Income category has Apple leading with $14.01 million in 2010. 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Communication and Presenting Information Free Essays

What is active listening? Active listening is a person’s ability and willingness to listen and understand. Often we people talk to each other. We might not listen at a time because lack of attentiveness, which can distract the speaker. We will write a custom essay sample on Communication and Presenting Information or any similar topic only for you Order Now In way active listening can be called as responding to another person that develops mutual understanding. Active listening is process in which the listener paraphrases in its own words what the speaker had said to confirm or clarify of accuracy of the message. Active listening involves listening with your head and your heart; that is, you listen to the content of the message but also the feelings behind the message. The skill of active listening involves paying attention with empathy to the listener, as opposed to distracted denying, cynical or ostrich behavior. New session leaders of alcoholics anonymous meetings are advised to’†¦. Take cotton form your ears and put it in your mouth’. (Hogan, 2000) Listening can wrongly be viewed as a passive activity; the speaker talks and the listener listen’s. The listener is silent and passive and the speaker is active and verbal. When the speaker finishes its talking, the assumption is that the message has been accurately received by the listener, with no observation participation or effort active listening statement. â€Å"The most basic of all human needs is the need to be understood†. (Fujishin,1997) Listening does not mean just have sit with the mouth shut stirring at the person. A dead body can do that. It is an active process which requires participation to understand fully the meaning of a communication. Listening actively involves clarifying, paraphrasing, giving feedback. Paraphrasing: state in your own word what the speaker had said in the talk. It is sign of good listening. It keeps the listener busy trying to understand and know that other person means rather than blocking. Clarifying: it goes along with paraphrasing. It means asking questions until the listener get the correct picture. In order to understand fully what the speaker said. Clarifying assist the listeners to sharpen its listening focus so that the listener hears more than vague generalities. Giving Feedback: feedback is what active listening depends on. After paraphrasing and clarifying the listener gives an example what had been said and hopefully understands it. This is the point at which the listener can talk about reaction. In freely way the listener share its thought, felt or sensed. Active listening is really one of the mostly physical and mentally challenging aspects of facilitation. Listening sometime does not come easy for some people not because they are not willing to listen but because they are not able to do so. Actually their mind does not come up with the total picture because some people see the world in one dimension. This inability to listen using both side of the brain can cause misinterpretation, miscommunication and miscalculation. As a result the listener with in ability could not be able to deal with logic of a relationship and also with the emotional component. Therefore this unbalanced use of brain often results in the inability of the listener understand all the essential signs form the person speaking. Therefore active listening require usage both side of brain. Unfortunately there are few people who are able to understand this fact who instead see this skill in one reflecting use of the both side of brain. Taking holistic approach toward listening requires special discipline or rules on the part of the listener. The basis reason is that many listeners tend to fall into their own comfort zones by in taking what they want to hear and skipping rest of the important data and facts. As a result hearing selectively can lead to incorrect conclusion of data and information. Listening is like art were there are opportunities for huge errors. â€Å"This information is taken from the Source: Kliem (2007) â€Å"Effective Communications for Project Management† CRC Press Feature of active listening Active listening motivates the person to listen carefully which eventually motivates the speaker to talk effectively. Active listening helps the speakers to identify that whether the listener is taking afford to understand thing with any distraction and helps the listener to clear their doubt and revert back the message to the speaker in order to give idea that he as understood. The distraction is big treat while listening and speaking, were the listener forgets the point or get miss leaded about speaker’s talk or message, were as speaker also gets frustrated and won’t put his best effort. The active listener use both side of brain. They see the skill as one reflecting the use of the right or left side of the brain. The left side of the brain highlights facts, organizational, logical reasoning and thinking and discipline and accuracy in thought. It is extremely goal and analysis oriented. Active listening exclusively from this viewpoint can result in ignoring the important emotional message of the speaker: for example the importance on calculating metric is left brain activity. Focusing on scheduling and cost performances index as a measure of success is a prime example of left brain thinking. The right side of the brain highlights emotional and sensory view. Imaging and imagining are two quiet actions of this side of the brain. The importance is on nonverbal communication and impulsive behavior. Active listening from this view point can result in ignoring or skipping the important data and fact and being influenced by the speaker. Most common example of active listening is boards meeting of the company were each directors or shareholders as listener listen actively because every decision raised in the company is important and should be planned in order to achieve objective and goals. BARRIERS OF ACTIVE LISTENING â€Å"Man inability to communicate is a result of his failure to listen effectively, skillfully and with understanding to other human beings†. Carl roger,1850) The biggest barrier of the active listening is the unconscious nature of the process. When we listen to take in information from all of our sense continuously and for which automatic we give a meaning to what we take in. Responding without thinking for the first is easy, as there are some people who use very little of their full listen ing capacity because they do not intentionally put their full energy into it. However there are barriers to listening beside the environmental barriers. Some of the common see barriers are: Negative and positive trigger: there are certain words, sound, phrases; gesture that can draw out an emotional response from the person. A positive trigger is phrases or word that produces a good feeling for the listener and negative trigger is a phrase or word that produces feeling such as anger. The trigger causes when a person reacts before for thinking. The listener just by hearing few words has a preprogrammed understanding and response because the trigger cuts off the information gathering actions of the senses and can show the way to greatly mistaken estimation. This trigger interferes with the listeners listening because the listeners immediately change their attention to the emotions that they are experiencing. Any effective listener can identify their own trigger in order to gain their conscious control of their action and listen more effectively. ?Difference in word definition: No two people have same meaning for the words or phrase. These differences in meaning can lead to misinterpreting and misunderstanding. A responsible person first check with the speaker and helps groups builds up harmony on the definition of important words and phrases. Personal issues: every person has important personal issues beside the work life. Sometimes these issues want a huge attention and take a lot of energy which make the person tough to actively listen at some moment. A Responsible person first observes the effect of the personal issues and then takes time to deal with them. When it is time to listen, they intentionally remind themselves to use active listening process. For example a manager who is going through break up found it difficult to listen during board meeting. But his boss was supportive and understanding; however at that moment the manager should put his personal matters at a side and meet his obligations of the organization. ?Poor physical surroundings: poor physical surrounding involves Noisy, distracting or uncomfortable places and situation make it hard to listen and also make it difficult to focus on what the speaker is explaining. ?Tiredness: it becomes difficult to listen actively when a person is tried. Active listening requires active or alert mind and energetic body to considerate. A student in order to be active listener should get good night sleep before attending the early morning lecture so that the student considerate without any tiredness. ?Filter: Your beliefs, values, assumption, expectation, past experiences and interest all these things interfere with active listening. There are subtle and thus are hard to detect. For instant, think as if your enemy sitting beside you, eventually you will be thinking some else rather that listening to the speaker. Importance’s of active listening Active listening is an important skill that can bring changes in people. Changes as such in attitude toward themselves and others and also bring changes in your vital value and physical philosophy. People who contain active listening skill are more emotionally mature, less defensive, have more experiences, more independent and less demanding. The people who listen sensitively tend to listen themselves with more care so they are make clear about what they are thinking and feeling. Some of common Importance of active listening is: ? It helps you to focus on one task without any distraction and enable you to get clear picture of what speaker try to explain. It helps you to develop your interest in listening and keep you active and alert. ?It keeps you way from misinterpretation and misunderstanding of idea of other person because understanding other person is very difficult. ?It helps to develops trust between listener and speaker. It isn’t very often an individual is given the opportunity to share what’s really on his mind or deep in his heart without be attacked and rescued. This is one of the most important rewards of actively listening for understanding where the speaker trusts you. Conclusion Listening well is an essential component of every successful person. Active listening takes a lot of energy and very irritating to mirror every statement during conversation. At some extend, it can drive person crazy. A person should keep active listening for those occasions when the person require clarifying the speaker’s message, the speaker want to feel understanding of listeners. Active listening just encourages a person to set aside the trouble of self talk, in order to get mixed up with what the others are relating and to experience totally what they feeling. You will be shocked to discover that when you focus on your speaker rather than yourself, it become far easier for you to think of things to say. As said by Fritz Perls â€Å"the pictures of the world do not enter us automatically, but selectively. We don’t see, we look for, search, scan for something. We don’t hear all the sounds of the world, we listen†. References 1. Hoppe(2007) â€Å"Active Listening: Improve Your Ability to Listen and Lead† London Publisher: Center for Creative Leadership 2. Ivey , Bradford Ivey Zalaquett (2009) â€Å"Intentional Interviewing and Counseling: Facilitating Client Development in a Multicultural Society† Publisher: Cengage Learning 3. Jones (2008) â€Å"Introduction to Counselling Skills: Text and Activities† Publisher: SAGE Publications Ltd. 4. Moyet(2005) â€Å"Understanding the nursing process: concept mapping and care planning for students† Publisher: Lippincott Williams Wilkins 5. Weaver Farrell (1997) â€Å"Managers as facilitators: a practical guide to getting work done in a changing workplace† Publisher: Berrett-Koehler Publishers 6. Fujishin(2007) â€Å"Creating effective groups: the art of small group communication† Publisher: Rowman Littlefield 7. Kliem(2007) â€Å"Effective Communications for Project Management† Publisher: CRC Press 8. McKay, Davis Fanning (2009) â€Å"Messages: The Communication Skills Book† Publisher: New Harbinger Publications 9. Spencer Pruss (1997) â€Å"The professional secretary’s handbook† Publisher: Barron’s Educational Series 10. Farrell Weaver (2000) â€Å"The Practical Guide to Facilitation: A Self-Study Resource† Publisher: Berrett-Koehler Publishers 11. Garner(1997) â€Å"Conversationally speaking: tested new ways to increase your personal and social effectiveness† Publisher: McGraw-Hill Professional 12. http://www. gordontraining. com/artman2/uploads/1/ActiveListening_RogersFarson. pdf (accessed 6 august 2009) How to cite Communication and Presenting Information, Papers

The 2008 Financial Crisis Causes and Consequences

Introduction Credit crisis is a term that has been coined to describe the situation whereby accessibility of loans or credit finance becomes limited due to their unavailability. It is a trend that results to financial institutions reducing the amount of loans that they can disburse to clients irrespective of increased interest rates that they can charge on such loans (Turner). Advertising We will write a custom essay sample on The 2008 Financial Crisis: Causes and Consequences specifically for you for only $16.05 $11/page Learn More Credit crisis is said to occur when the relationship between interest rates and credit loans being disbursed are heavily skewed, or when there is a general reduction of loans available in spite of increased demands. Ideally the relationship between interest rates and available financial credit is such that increased interest rate in the market means that financial institutions are willing to increase lending in order to incre ase profits. Foster and Magdoff Perspective of 2008 Financial Crisis Foster and Magdoff theory that attempts to explain the 2008 financial crisis attributes it to broader factors of monopoly finance capitalism which is a function of a phenomenon that they refer as stagnation which is a characteristic of mature capitalist systems. Generally credit crisis can be triggered by any of the various factors in the financial sector or combination of several such factors. There are mainly five reasons that directly affect financial institutions loans and which in extension can trigger a credit crisis. One of the reasons is anticipated fall in value of collateral assets that are used by creditors to obtain loans from banks (Graham 2008). In this case the financial institutions become reluctant and unwilling to give out loans that are secured by such assets where all indications points to their market values plummeting. Other reasons could be sudden exogenous adjustment in regulation by centra l bank that touches on lending requirements by banks or which elevates reserve requirements (Graham). The central bank might also trigger credit crunch through regulations that intend to tightly control financial institutions lending. In such instances the banks usually respond by enacting measures that prevent their loss or transfer their operating risks to the creditors usually through increased interest rates of loans or reduction in lending. However these factors alone cannot by their own trigger credit crunch, more often credit crisis is caused by an array of factors that combine together over a long duration of time. While Foster and Magdoff recognize these as causal factors that contributed to the 2008 financial crisis, they argue that by and large the major reason that greatly contributed to the financial meltdown was the stagnant nature of the current capitalist system. Foster and Magdoff describe mature capitalist system as â€Å"stagnant† because of its monopolis tic nature that is caused by few corporations that dominates and control most of the available capital flow (Fostor and Magdoff). Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More When this happens as it has been taking place since the 1980s less capital becomes available for investment in economic sectors that are most in need while the real capital becomes restricted and unavailable, this outcome is what Foster and Magdoff also attributed to the occurrence of financialization. The implication of this unbalanced excessive capital availability to particular players creates demands for investment opportunities that offer high returns; this is where the evils of monopoly-finance capital begin. The resulting scenario is massive injection of liquid capital in very questionable investment initiatives which Foster and Magdoff says includes bankrolling of wars abroad as a way of investment at the e xpense of other sectors which are integral in economic growth. This form of capitalism is undesirable and dangerous according to Foster and Magdoff since it is unsustainable in the long run mainly because it ceases to become a â€Å"freely competitive system† which is an underlying feature of all â€Å"young capitalism† systems as described by Marx’s theory (Foster and Magdoff). Because all forms of mature economies eventually leads to stagnations which ultimately causes credit crisis, the system that mature capitalism has created is reliance on various financial bubbles that are designed to counter the problem of credit crunch but which ends up crumbling and therefore exposing the inherent weaknesses of this system. These financial bubbles are the final stages in a chain reaction process that is rooted in the monopolistic capitalist system that Foster and Magdoff attribute to the â€Å"casino economy† because of the resulting effects that saw working c lass families loose trillions of US dollars in the aftermath of the financial crisis. Causes of Financial Explosion The hallmarks of a credit crunch usually include extensive sustained losses by lenders caused by sloppy and hasty lending policies over given period of time. Sometimes it is due to plummeting of collateral assets that were used to secure loans which substantially lose value overnight as it happened to the United States housing industry. When this happens the bank sustains huge losses caused by loss in value of the assets. The implications that follow are two parts: the bank has no adequate loan reserve that they can continue disbursing to future consumers, and two despite the availability of loans the banks becomes timid and cautious towards future lending.Advertising We will write a custom essay sample on The 2008 Financial Crisis: Causes and Consequences specifically for you for only $16.05 $11/page Learn More This becomes the early sta ges of a credit crisis since availability of loans get scarce and associated interest rates shoots up through the roof. The next phase of credit crisis is limited lending and inaccessibility of the loans by consumers and lack of funds in general that virtually affect every other sector of the economy triggering what is then referred as economic recession (Turner). However the effect of a credit crisis last for sometime only depending on the extent of loans that were disbursed by the banking industry and the extent in which the losses can be absorbed assuming the banks affected were not many. The global credit crisis that is just ebbing away has its roots in United States banking system, more specifically as a result of lending towards mortgage housing and credit lending in general. The credit crisis did not only result to worldwide financial crisis but also caused slowed economic growth of the world’s largest and leading economy that eventually triggered global recession tha t started around as early as 2006 (Turner). In 2005 the United States housing industry flourished and reached its peak in terms of value and business bustle, by then the banking industry had aligned their lending funds towards this end as a result of the positive and sustained growth in the housing industry. By the time in what is now referred as housing bubble busted most banking institutions have invested significant amounts in the housing industry that had accumulated over time in a sort of loose credit lending. The aftermath was increased mortgage payment defaults and foreclosures on existing loan repayment that was taking place on large scale. The other cause is the amount of mortgage that borrowers had obtained that were purely for speculative purposes and therefore for investment only. By 2006 the number of mortgage and houses that had been secured as investment options were approximately 40% of all the total houses in the market (Turner). This was the main factor that great ly contributed to the housing surplus that made their price fall. Another cause was the securitization, a term that is used to describe a practice where bank can transfer the value of the mortgage to their investors and therefore continue to obtain further funds to lend to borrowers (Turner). Ideally the bank is supposed to hold on the mortgage as security until it is paid in full or forfeited, this way additional funds cannot be secured until such time when any of the two outcomes occur.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More However securitization system allowed banks to continue pumping funds to an already saturated sector while hoodwinking investors to believe housing industry to be thriving by transferring mortgage agreements to them. In the process the banks were able to ease the lending terms and lower rates due to availability of funds in a bid to disperse as much funds as possible and therefore make profits. The lending conditions to borrowers were even questionable verging on illegal practices, figures released by Federal Reserve indicates that 47% of borrowers did not make any down payment of the mortgages as required by law (Turner). Over time borrowers were not required to provide evidence of income nor employment as should usually be the case, instead banks focus was on credit score which depended mainly on the amount that a borrower had in the bank beside other factors. Limitation of Foster and Magdoff Analysis of Global Crisis The analysis of the 2008 financial crisis in the book The Grea t Financial Crisis offers great comprehensive and in depth insight of the nature of the present monopoly capitalist system. To achieve this, the authors provide detailed analysis of various financial figures such as GDP, unemployment rates, income levels and so on that are very convincing. However what this analysis lacks is a global perspective since almost the entire analysis is based on US economy; despite the fact that financial crisis originated from US economy a more broad analysis would have generalized this findings and explained the origin of financial crisis beyond the US perspective. Works Cited Foster, J. Magdoff, F. The Great Financial Crisis: Causes and Consequences. New York: Monthly Review Press. 2008. Print Turner, Graham, Turner. The Credit Crunch: Housing Bubbles, Globalisation and the Worldwide Economic Crisis. London, UK: Pluto Press. 2008. Print. This essay on The 2008 Financial Crisis: Causes and Consequences was written and submitted by user Adriana V. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.